Vacant Land Protection
#1 provider for outdoor liability coverage

Own a farm, family getaway in the woods, an empty lot or other rural property? Are you planning to build your dream home a few years down the road?

A Vacant Land liability policy will protect your family from liability claims made by your guests or trespassers due to unforeseen accidents or any outdoor activity on your land.

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Landowners
Protect yourself and your assets

Do you own vacant or undeveloped real estate? If so, you might be exposing yourself to avoidable risks and liabilities. It does not matter if the person on your property was a guest or a trespasser; if they sustain an injury and choose to file a lawsuit, you may be responsible for covering legal fees and medical expenses.

Our trusted partners at the AHLA (American Hunting Lease Association) offer the #1 comprehensive landowner liability coverage in the U.S. Over 200,000 landowners have chosen the AHLA to protect their liability needs. Want to learn more about the AHLA and their services? Click the button below!

Industry Standard

$1,000,000 per occurrence / $2,000,000 aggregate

Premium Coverage

$2,000,000 per occurrence / $2,000,000 aggregate

Trespasser coverage
Even if someone doesn’t have permission to be on your property, you could still be held liable.
Guest coverage
Allow people to be on your land? We have you covered there as well.
Next day coverage
With our easy online process you can purchase your policy today and be covered tomorrow.
Instant emailed certificates
Your certificates of liability will be emailed to all parties instantly after your purchase.
$0 deductible
No worries when it comes to a deductible. There is never a deductible.
Custom liability waiver
Add an optional additional layer of protection with our attorney-approved liability waiver.
FAQs
Frequently asked questions

Yes, banks and mortgage companies can be added as an additional insured. This is very common for Vacant Land purchasers.

Yes. The policy will pay and defend you against lawsuits and will provide coverage up to the policy limits. (Injuries cannot be due to a commercial activity.)

Yes. The policy will pay and defend you against lawsuits and will provide coverage up to the policy limits. (Injuries cannot be due to a commercial activity.)

Yes, you can. With an AHLA policy, you can purchase coverage now and set your start date for the future.

No, you do not need a policy for each tract.

Yes, as long as they are deeded the same.

Refers to the total amount the insurance company will pay per incident during the policy term.

Refers to the total amount the insurance company will pay for multiple claims over the course of one policy term.

“Very professional sales rep (Ellen). Quick service and great pricing. I got my land insurance effective next day…highly recommend this company.”

Patty Brown (OH)

“This is the best company that I have worked with! Very professional and I have never had a problem. It took maybe 5 minutes to purchase my policy. There were no tricks or hidden fees. It was just exactly what they said it was. Thank you so much for all you do!”

Brian Montgomery (PA)

“Fast and easy coverage quote. I bought it online and received the certificate of coverage within minutes. The premium was competitive. What more can you ask for?”

Joe Collins (IN)

“ALA has been a great resource for me. It not only protects me from the liabilities tied to owning land but also provides the necessary tools and insights to maximize my investment.”

David McLain (KS)

“This is the best company that I have worked with! Very professional and I have never had a problem. It took maybe 5 minutes to purchase my policy. There were no tricks or hidden fees. It was just exactly what they said it was. Thank you so much for all you do!”

Brian Montgomery (PA)

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Sean Ferbrache

A few words from Chief Operating Officer

Listen to Chief Operating Officer, Sean Ferbrache explain what Vacant Land Insurance truly is and if it’s right for you.

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